I declare and self-certify that I am a high net worth individual, which means I can receive financial promotions that may not have been approved by a person authorised by the Financial Conduct Authority and that the content of such financial promotions may not conform to rules issued by the Financial Conduct Authority.

I am a certified high net worth individual because at least one of the following applies:

1. I had, during the financial year immediately preceding the date below, an annual income to the value of £100,000 or more;

2. I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:

a. the property which is my primary residence or any loan secured on that residence;

b. any rights of mine under a qualifying contract of insurance;

c. any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or my death or retirement;

d. any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).

I agree and understand that I may lose significant rights which may include my right to complain to either the Financial Conduct Authority or the Financial Ombudsman Scheme. Furthermore, I may have no right to seek compensation from the Financial Services Compensation Scheme.

I accept that I can lose my property and other assets from making investment decisions based on financial promotions. I am aware that it is open to me to seek advice from someone who specialises in advising on investments (including unregulated investment schemes).